Consumer Resources
You are entitled to a free copy of your credit report once every 12 months. This is the only safe and authorized source provided by Experian, TransUnion and Equifax to provide your report annually.
National Foundation for Credit Counseling (NFCC)
The nation’s largest and longest-serving nonprofit financial counseling organization.
Consumer Financial Protection Bureau (CFPB)
Helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules.
FTC Identity Theft Information (FTC)
The Federal Trade Commission’s site dedicated to assisting consumers that have been victims of identity theft.
Fair Credit Reporting Act (FCRA)
Promotes accuracy, fairness and privacy of information in files of consumer reporting agencies.
Privacy Rights Clearinghouse (PRC)
A nonprofit consumer education and advocacy organization aimed at empowering consumers to protect their privacy.
A guide to understanding the differences between a traditional FICO score, and the VantageScore 4.0.
Fair and Accurate Credit Transaction Act (FACTA)
Amendments to the FCRA designed to improve the accuracy of consumers’ credit-related records.
Federal Trade Commission (FTC)
Protects consumers by preventing anticompetitive, deceptive, and unfair business practices.
Learn more about renting and HUD (Housing and Urban Development) rental assistance programs.
Identity Theft Resource Center (ITRC)
A nonprofit organization supporting victims of identity theft, and promoting public education about ID theft.
A guide to what consumers should know about speciality reports such as tenant screening and background checks.
